When determining what orders to approve, Sezzle's automated system takes a holistic approach across a number of factors. For example, the system takes into account: The length of time you’ve used Sezzle, the number of orders successfully repaid, the value of the order you are trying to place. Additionally, Sezzle likes to get to know you. Therefore, your account may be restricted for up to 6 weeks while we learn more about you!
While it can definitely be frustrating not knowing exactly how much you can spend, Sezzle's approval process helps us provide a totally free service to our awesome shoppers! There’s good news, too. Every time you #Sezzleit, sezzle's system makes a fresh decision. If you are making your payments on time, your limit will increase.
7. Why isn't the cart redirecting to Sezzle?
If you're having trouble checking out with Sezzle, try to use another browser. If the problem persists please contact us at email@example.com or 313-802-4658.
8. Sezzle says the payments are interest-free. What's the catch?
No catch. Sezzle is completely interest-free for shoppers. Merchants pay Sezzle a fee for each transaction so that we can help you Shop Now and Pay Later.
The only fees you could potentially incur are failed payment fees and late payment fees. If your scheduled payment fails to process, you will be charged a $10 failed payment fee. We do our best to prevent this from happening by sending email and text reminders.
Rescheduled payments will incur a $5 late payment fee.
9. Does Sezzle perform a credit check?
Sezzle's extended payment option not qualify as a credit product per Reg Z, however Sezzle still pulls your credit score as part of our risk check. Don't worry, this check won't have a negative impact, because Sezzle is not a credit product per Reg Z. This is considered a 'soft check' of credit. Sezzle use syour credit information to help approve you for Sezzle, verify your identity and reduce fraud.
10. Where can I find more out about Sezzle?
Visit the Sezzle website here for a comprehensive list of FAQs.